Broker Check

Blog

Friday, May 10, 2024

OC World Productions Launches Smart Money, Bright Future Program Supported by Wells Fargo Bank Orange County, Calif. (April 10, 2024) – OC World Productions, in association with the nonprofit multimedia organization OC World, announces...

Tuesday, April 30, 2024

Navigating estate planning in blended families poses unique hurdles. Learn from real-life case studies about overlooked heirs, wealth imbalances, and trust complexities. Get insights to craft a tailored estate strategy.

Friday, April 26, 2024

When you see hypothetical examples of stock market performance, the illustrations often use average annual returns of between 8% and 10%. But how often does the stock market return between 8% and 10%? Only four times in the past 76...

Tuesday, April 23, 2024

Uncover why women's financial future hinges on savvy Social Security planning. From wage gaps to life expectancy, learn key strategies for securing retirement income. Empower yourself with expert insights for a stable financial tomorrow.

Friday, April 19, 2024

You’ve heard the expression, “A rising tide lifts all boats.” The same can be true for the financial markets. “A market rally creates wealth (and may help manage debt, too).” As you can see in the first chart, U.S. households have...

Show All

Monday, March 18, 2024

Tax season is upon us when we reconcile our dues with Uncle Sam. However, it's also a period when some unscrupulous individuals exploit this necessity, conducting scams to defraud unsuspecting taxpayers. In this digital age, tax scams...

Wednesday, March 13, 2024

Wall Street keeps asking, “When will the Fed start cutting interest rates?” But perhaps the better question is, “What is the Fed looking for before it would consider cutting interest rates?” As you may recall,...

Friday, March 1, 2024

RALPH G. ADAMO joins RICK AMATO on POLITICS & PROFITS Retirement Planning Phases: Accumulation, Distribution and Retirement Income Ralph joins Rick Amato to discuss the phases of Retirement Planning and how pension plans, 401K,...

Wednesday, February 28, 2024

I can't remember the last time there was such a wide divergence in the outlook for short-term interest rates. But, some confusion is to be expected when the Federal Reserve primes the markets for lower rates but provides few details....

Tuesday, February 13, 2024

By almost any measure, 2023 was a terrific year for stock prices. The Standard & Poor’s 500 index finished up 24%, closing out the year with a nine-week winning streak.1 But throughout January, the naysayers were out in force...

Thursday, February 8, 2024

Financially, many of us associate the spring with taxes—but we should also associate December with important Individual Retirement Account (IRA) deadlines. This year, like 2024, will see a few changes and distinctions. Remember,...

Tuesday, January 23, 2024

Fed Chair Powell finally made his much-anticipated “pivot” at the close of the Fed’s two-day December meeting, saying he sees short-term rates heading lower next year. Perhaps much lower. Surprised but excited, the...

Wednesday, January 10, 2024

Integrity @ Work: Finding Your Financial True North Listen to host Eric Dye & guest Ralph G. Adamo on the Enterprise Podcast Network for an expert interview where they discuss the following: Can you provide a brief overview of your...

Friday, December 15, 2023

Many consider the University of Michigan the gold standard for reporting on consumer sentiment and trends. Among its 50 monthly reports, the most well-known is the "UMich Consumer Sentiment" survey, which measures consumer confidence....

Wednesday, December 13, 2023

I've seen the "Boomerang Generation" in more than a few headlines lately. These young adults return, or "boomerang," to their parents' homes as they attempt to navigate the property market. The key culprit is mortgage rates nearing...

Friday, December 8, 2023

The Internal Revenue Service recently released updated income tax brackets, standard deduction, and retirement contribution limits for the 2024 tax year. While these taxes are not due for some time, it may benefit you to start...

Wednesday, December 6, 2023

RALPH G. ADAMO joins RICK AMATO on POLITICS & PROFITS The Importance Of Collaboration In Your Financial Planning Insurance, accounting, legal, portfolio management.  Ralph G. Adamo the CEO of Integrity Wealth Management explains...

Wednesday, November 22, 2023

In a powerful display of community commitment, Integrity Wealth Management recently teamed up with Families Forward for a volunteer day dedicated to supporting local families in need. The event, held on November 18th, involved the...

Wednesday, November 22, 2023

Many consider the University of Michigan the gold standard for reporting on consumer sentiment and trends. Among its 50 monthly reports, the most well-known is the "UMich Consumer Sentiment" survey, which measures consumer confidence....

Monday, November 13, 2023

Investors know that the stock market moves in cycles, but few are comfortable when the cycle takes stock prices lower. And since late August, the cycle has been decidedly lower. If you’re looking for reasons to worry, you...

Monday, November 13, 2023

This Holiday Season, we are continuing our tradition of supporting Families Forward in their annual Holiday Gift Drive! Our efforts will assist them in directly supporting many families in Orange County. The holiday season is...

Thursday, November 9, 2023

If you're a fan of Warren Buffett, you'll recognize this quote: "Be fearful when others are greedy and greedy when others are fearful." In recent weeks, the investing outlook has become a bit murky, which has led some people to let...

Friday, November 3, 2023

Thank you so much for joining us in this interview series! Before we dive in, our readers would love to “get to know you” a bit better. Can you tell us a bit about your ‘backstory’ and how you got started in...

Wednesday, November 1, 2023

One of my favorite Warren Buffett quotes is, “Remember that the stock market is a manic depressive.” What he’s suggesting is that stock prices can sometimes swing wildly from day to day in response to even minor news...

Tuesday, October 31, 2023

We’ve all been there. You’re scrolling through your phone, computer, or tablet, and a notification pops up. “Update Me!” While that isn’t the exact wording, the meaning is the same. Something wants to be...

Wednesday, October 25, 2023

The Fed’s ongoing pledge of “higher interest rates for longer” has rattled financial markets and raised the cost of everything from mortgages to credit cards. Now adding to tensions are the recent events in the...

Friday, October 20, 2023

Each year Integrity Wealth Management supports local efforts in their work to help those less fortunate than ourselves. This year we are continuing the tradition and participating in our our Annual Thanksgiving Food Drive, benefitting...

Wednesday, October 4, 2023

20th Anniversary & Integrity @ Work Book Release Thank You! We are so appreciative to everyone in our network for helping make these milestones a reality. We thank you truly, for your continued support. Here's to another 20 years of...

Tuesday, October 3, 2023

This Financial “FORMula” will help you plan around what matters most As you progress through life, you will encounter many opportunities, challenges, and events – some you'll have control over – others you will...

Monday, October 2, 2023

Newport Beach-based financial advisor Ralph G. Adamo aims to help readers find their “financial true north” with his new book. Ralph G. Adamo, CEO and Founder of Integrity Wealth Management based in Newport Beach,...

Friday, September 29, 2023

How to Increase your Client's Return on Life Our clients should be important to us as individuals – not as statistics or as part of a predetermined demographic group. We should be genuinely interested in who they are, where they...

Thursday, September 28, 2023

We are proud to introduce the highly anticipated new book: Integrity @ Work By Ralph G. Adamo, MSFS CLICK HERE for a short video with more info! _______________________________________________ Yes! I want a copy of Integrity @ Work...

Monday, September 25, 2023

Are you Lost in the Complexity of the Financial Industry? We have the guidance you are looking for! Check out this short video for more info! CLICK HERE to see the video. IT'S HERE! The highly anticipated new book: Integrity @ Work By...

Monday, September 25, 2023

We are excited to share a sneak peek of Chapter 8 from the highly anticipated new book:  Integrity @ Work by Ralph G. Adamo, MSFS Chapter 8: Roadmap Checklist to Financial True North Chapter 8 of the book...

Saturday, September 23, 2023

We are excited to share a sneak peek of Chapter 7 from the highly anticipated new book: Integrity @ Work by Ralph G. Adamo, MSFS Chapter 7: Client Community Chapter 7 discusses the importance of building a community of...

Thursday, September 21, 2023

We are excited to share a sneak peek of Chapter 6 from the highly anticipated new book: Integrity @ Work by Ralph G. Adamo, MSFS  Chapter 6: Service, Service, Service Chapter 6 emphasizes the importance of...

Wednesday, September 20, 2023

10 Myths About Retirement Planning Well-thought-out retirement plans have become increasingly important in recent years. Why? Because with life expectancies increasing, the vagaries of the stock market, and the erosive effects of...

Monday, September 18, 2023

We are excited to share a sneak peek of Chapter 5 from the highly anticipated new book: Integrity @ Work by Ralph G. Adamo, MSFS Chapter 5: Accumulation, Distribution and Retirement Income Chapter 5 discusses the importance of...

Friday, September 15, 2023

Featured Interview - CityBiz.co Article Spotlight Ralph Adamo - The Ideal Financial Advisor By Ralph G. Adamo, author of “Integrity @ Work: Using the Integrity Process To Find Your Financial True North”   If...

Friday, September 15, 2023

We are excited to share the arrival of and a sneak peek into Chapter 4 of the highly anticipated new book: Integrity @ Work by Ralph G. Adamo, MSFS Chapter 4: The Power of Collaboration Collaboration is key to our...

Wednesday, September 13, 2023

Newport Beach Patch.com Article Spotlight Ralph G. Adamo releases financial planning book 'Integrity @ Work' Ralph G. Adamo, CEO and Founder of Integrity Wealth Management based in Newport Beach, California, today announces...

Wednesday, September 13, 2023

We are excited to share the arrival of and a preview into Chapter 3 of the highly anticipated new book: Integrity @ Work by Ralph G. Adamo, MSFS Chapter 3: The WealthTrac FORMula™ Predictability and...

Monday, September 11, 2023

We are excited to share the arrival of and a sneak peek into Chapter 2 of the highly anticipated new book: Integrity @ Work by Ralph G. Adamo, MSFS Chapter 2: FORM and Return on Life What's a big dream you have for your future? Is...

Saturday, September 9, 2023

We are excited to share the arrival of and a sneak peek into Chapter 1 of the highly anticipated new book: Integrity @ Workby Ralph G. Adamo, MSFS Chapter 1: Ideal Advisor + Ideal Client = Ideal Relationship Do...

Thursday, September 7, 2023

It's Here! We are excited to share a sneak peek into the highly anticipated new book: Integrity @ Work By Ralph G. Adamo, MSFS  There’s no shortage of financial advisors out there. So how do you pick one that’s...

Tuesday, August 29, 2023

Why is August a volatile month? One simple reason: many people are on vacation. And when people are out of the office, the financial markets often see less trading, which can cause big price swings following news events. The Fitch...

Thursday, August 24, 2023

If you've heard CEOs mention "A.I." multiple times during second-quarter conference calls, you're not imagining it. There have been an astounding 1,072 mentions of A.I. (and counting) so far.1 Some believe that A.I. has the potential...

Wednesday, August 16, 2023

In advance of 2023, the recession drum beats were so loud it was deafening. Market pundits warned that as the Fed raised interest rates, it was just a matter of time before the economy entered a recession. But it’s July now, and...

Tuesday, August 8, 2023

Like some of my clients, you may have seen the latest regarding Aretha Franklin's estate. The Queen of Soul passed in 2018, and years later, her loved ones are still caught in legal trials thanks to the existence of multiple wills. As...

Tuesday, August 1, 2023

Ralph Adamo joins Ric Franzi on the Critical Mass Business Talk Show to discuss his new book Integrity @ Work - How to Find Your Financial True North. Ralph talks about his over 30 years of experience and what inspired and...

Thursday, July 27, 2023

At Integrity Wealth Management we aren’t just your financial advisor, we are your strongest financial advocate. As your advocate, our process keeps us vigilant in keeping watch, to help you navigate unforeseen problems in your...

Tuesday, July 25, 2023

We’ve all heard of return on investment, but have you heard of Return On Life? In this Politics & Profits interview with Rick Amato, Ralph Adamo weighs in on this often overlooked aspect of wealth management, highlighting the...

Wednesday, July 19, 2023

We are here to help set you up with the proper team of professionals to help you evaluate your sale, gauge if you are in a good financial position to sell, find the buyer and tie up the loose ends that go along with such a monumental...

Friday, July 14, 2023

Jerome Powell skipped an interest rate hike at the Fed’s June meeting, but the market isn’t buying what the Fed Chair is selling about what’s next with short-term rates.Powell signaled that two more rate increases may...

Wednesday, July 12, 2023

Market timing is exhausting. And sometimes, it can be expensive. When you time the markets, you have to be right twice – first when getting out and second when getting back in.In the accompanying chart, you can see individual...

Tuesday, July 11, 2023

For Ralph, being a Financial Advisor is not just a job or a career, it’s a lifestyle. A lifestyle that is dedicated to helping others navigate many aspects of their lives while building lasting connections. Do you remember your...

Thursday, June 29, 2023

From the wisdom of age to the energy of youth, the tapestry of a family is made up of its different generations. At Integrity Wealth Management, we provide a thoughtful and wholesome process of wealth management that supports your...

Tuesday, May 23, 2023

How to Find Your Financial True North on Politics and Profits with Rick AmatoHow does an investor choose a Wealth Advisor?Ralph Adamo discusses this important decision on the TV show "Politics and Profits" with Rick Amato.On this...

Wednesday, May 3, 2023

Life has changed dramatically over the years, especially since the days when our parents and grandparents were saving for retirement. With longer life expectancy and many people retiring early, the pressure of working, living and...

Tuesday, April 4, 2023

"Ralph Adamo began his career in the financial services industry in 1985, quickly recognizing that clients require broader services and a personalized plan to address their concerns and needs in today’s complex world. His...

Tuesday, March 28, 2023

Worried about inflation? "Consumers and investors aren’t the only ones worried about inflation.  Rising prices remain top of mind for financial advisors, who continue to field questions from clients about...

Thursday, March 23, 2023

How does an investor choose a Wealth Advisor?I was honored to discuss this important decision on the TV show "Politics and Profits" with Rick Amato.This episode featured my NEW book Integrity@Work - How to Find Your Financial True...

Monday, March 20, 2023

FOR IMMEDIATE RELEASERalph G. Adamo Renews Membership With The Financial Services InstituteFSI Advocates for Main Street Americans’ Access to Objective, Affordable Financial AdviceNEWPORT BEACH, Calif., March 1, 2023 –...

Wednesday, July 20, 2022

Statement of IntentionAt Integrity Wealth Management, our foundational approach is based on a focus of intentionality - with and for our clients.  Oftentimes a mission or value statement focusses on the Advisor or the Firm,...

Thursday, February 17, 2022

Thursday, February 3, 2022

Thursday, January 27, 2022

Thursday, January 20, 2022

Thursday, January 13, 2022

Our Sounding Board Process We look to be a sounding board to those you care about and making an introduction for a Sounding Board meeting is simple.  If there are people in your life that are important to you, know that they are...

Thursday, January 6, 2022

Thursday, December 30, 2021

1-Minute Video: Statistics say there is a seventy percent chance that you or your spouse will experience a need for long-term care! Long-term care includes a range of services and supports you may need to meet your personal care needs....

Thursday, December 23, 2021

1-Minute Video: Dollar cost averaging is a stock market investing technique where you buy a fixed dollar amount of a particular investment on a regular schedule, regardless of the share price. More shares are purchased when prices are...

Thursday, December 16, 2021

1-Minute Video: Here are some tips to help you lessen your tax burden at the end of the year. First, be aware of any tax changes that will take place in the new year so you can use them to your advantage. Review your cost basis so you...

Thursday, December 9, 2021

1-Minute Video: A credit score is a 3-digit number based upon a number of factors from your financial activities. It is used to determine your creditworthiness for a mortgage, auto loan or credit card. A company called FICO creates...

Thursday, November 25, 2021

1-Minute Video: People often ask us, “How long will it take to double my money?’ You can find the answer with the rule of 72. Here's how it works. Compounding interest is the interest you earn on a growing amount of money.)...

Thursday, November 18, 2021

Our newest video has just been published - Critical Financial Events! Critical Financial Events in life are inevitable. These events can be wonderful and amazing and can also be a source of worry and stress. As a financial advisor, our...

Thursday, November 18, 2021

1-Minute Video: The average American household debt is increasing. Some debt is good, but some debt is bad. Good debt includes borrowing for a home or college education. Good debt is often defined as debt that can help you generate...

Thursday, November 11, 2021

1-Minute Video: Various financial industries strive to create standards of excellence through accreditation programs. When choosing a Financial Advisor, here are some designations you should look for: - A CFP is a Certified Financial...

Thursday, October 28, 2021

1-Minute Video: A “Living Trust” is a trust you created that is active while you are alive versus a Testamentary Trust which becomes active at your death. When you create a Living Trust, you ensure that your assets will be...

Thursday, October 21, 2021

1-Minute Video: The durable power of attorney is a legal document that allows a trusted person to act in your place if you're incapacitated. If you are unable to act on your own due to accident or illness, they can step in to take...

Tuesday, October 19, 2021

A strong opening to the third-quarter earnings season sparked a late week, broad-based rally that helped stocks finish the week with solid gains.The Dow Jones Industrial Average rose 1.58%, while the Standard & Poor’s 500...

Thursday, October 14, 2021

1-Minute Video: A Living Will can also be called an Advance Health Care Directive. It is a legal document instructing what actions should be taken if you are unable to make decisions due to illness or incapacity. Medical intervention...

Tuesday, October 12, 2021

The overhang of bumping against the federal debt ceiling was lifted last week with an agreement to extend the debt ceiling through early December, helping propel stocks to a weekly gain.The Dow Jones Industrial Average increased by 1...

Thursday, October 7, 2021

Are We a Good Fit? Our most recent YouTube video gives a peak into Integrity Wealth Management's client relationship goals. You know that feeling when you just click with someone? This is the kind of relationship we want and strive to...

Tuesday, October 5, 2021

Higher bond yields and a legislative stalemate in Washington, D.C., added up to losses for the week.The Dow Jones Industrial Average declined 1.36%, while the Standard & Poor’s 500 lost 2.21%. The Nasdaq Composite index fell...

Thursday, September 30, 2021

1-Minute Video: What are annuities and how do they work? Annuities are both a savings and an income investment that pays out over a period of time. It's actually a stream of income that may be designed so that you can’t outlive...

Tuesday, September 28, 2021

Stocks prices were whipsawed last week, dragged initially lower by financial contagion worries and later lifted by a supportive Fed policy statement.The Dow Jones Industrial Average gained 0.62%, while the Standard & Poor’s...

Thursday, September 23, 2021

1-Minute Video: What is the real cost of identity theft? It goes beyond just financial loss. In the past, identity theft happened when someone stole your wallet or picked through your trash or your mail. Today's theft is much more...

Tuesday, September 21, 2021

Stocks weakened ahead of this week’s Federal Reserve meeting and amid persistent concerns about the Delta variant’s impact on the economy.The Dow Jones Industrial Average was flat (-0.07%), while the Standard &...

Thursday, September 16, 2021

1-Minute Video: What are required minimum distributions and how are they determined? Beginning at age 72, you must begin to withdraw money from your retirement accounts every year. The amount is determined based on your life expectancy...

Monday, September 13, 2021

In a quiet week of news, stocks moved lower amid simmering concerns over the Delta variant’s effect on the progress of economic reopening.The Dow Jones Industrial Average declined 2.15%, while the Standard & Poor’s 500...

Thursday, September 9, 2021

Check out our latest YouTube video that answers the question - What do we do for you? Ralph Adamo shares the 8 Pillars that support our Wealth Trac FORMula which has been helping people just like you since 2008. Integrity Wealth...

Tuesday, September 7, 2021

Stocks were mixed last week amid conflicting economic data and continued spread of Delta variant infections.The Dow Jones Industrial Average slipped 0.24% during the five trading days. But the Standard & Poor’s 500 tacked on...

Thursday, September 2, 2021

1-Minute Video: As life expectancy has grown, your retirement now can last between 20 and 30 years. So Social Security planning is critical, no matter how much money you have. It can make a difference of hundreds of thousands of...

Tuesday, August 31, 2021

The stock market powered to record levels last week amid talk of Fed tapering and a deceleration in new Delta variant cases.The Dow Jones Industrial Average gained 0.96%, while the Standard & Poor’s 500 increased 1.52%. The...

Thursday, August 26, 2021

1-Minute Video: We all think we know the basics about Social Security, but do we really know how different the benefits can be? The standard retirement age is between 65 and 67, depending on your birthday. Your monthly income, also...

Tuesday, August 24, 2021

Stocks turned lower last week amid the increasing probability of a Fed tapPublishering, mixed economic data, and growing concerns about the economic impact of the Delta variant. The Dow Jones Industrial Average slumped 1.11%, while...

Thursday, August 19, 2021

Accumulation Planning vs. Distribution Planning Two very different processes involved here The Sherpa Guide in Climbing the Mountain vs Descending the Mountain Slope We have found that most folks who have either the ambition to...

Tuesday, August 17, 2021

Looking past inflation figures and Delta variant trends, stocks last week found a way to climb higher and set fresh record highs in the process.The Dow Jones Industrial Average rose 0.87%, while the Standard & Poor’s 500...

Thursday, August 12, 2021

We now have a new video education section on our website! Have you been wondering just who we are at Integrity Wealth Management or even how you might benefit from working with us? Take a look at our new video, 'Who We Are' to learn...

Tuesday, August 10, 2021

Overcoming jitters about the Delta variant and the reintroduction of mask requirements, stocks climbed higher on strong employment data and a fresh batch of strong corporate earnings.The Dow Jones Industrial Average rose 0.78% while...

Thursday, August 5, 2021

With overseas investments, we remind people that, “international markets carry additional risks, which include differences in financial reporting standards, currency exchange rates, political risk, foreign taxes and regulations...

Tuesday, August 3, 2021

The stock market posted small losses last week despite a very strong showing by corporate America.The Dow Jones Industrial Average slipped 0.36%, while the Standard & Poor’s 500 lost 0.37%. The Nasdaq Composite index dropped...

Thursday, July 29, 2021

Overcoming a COVID-related economic growth scare, stocks moved higher amid a week of strong corporate earnings reports.The Dow Jones Industrial Average rose 1.08%, while the Standard & Poor’s 500 gained 1.96%. The Nasdaq...

Thursday, July 29, 2021

On July 6, oil prices reached a six-year high of $76.98 a barrel. This benchmark came as the Organization of the Petroleum Exporting Countries (OPEC) and allies failed to reach an agreement regarding an increase in production.1This...

Thursday, July 22, 2021

With June officially behind us, it’s time to face the facts: we’re headed toward the second half of 2021. While there’s still plenty of time to enjoy the rest of summer, we encourage you to slow down and check up on...

Tuesday, July 20, 2021

Despite a good start to earnings season and some solid economic data, worries of slower second-half economic growth led to a pullback in stock prices last week.The Dow Jones Industrial Average fell 0.52%, while the Standard &...

Thursday, July 15, 2021

One of the most anticipated comebacks of 2021 isn’t an athlete, rock star, or movie franchise. It’s summer travel, and it appears to be back with a vengeance.Travel agents are working 14-hour days to meet the needs of...

Tuesday, July 13, 2021

Stocks managed small gains as investors wrestled with concerns over economic growth prospects and a rise in COVID-19 infections.The Dow Jones Industrial Average picked up 0.24%, while the Standard & Poor’s 500 gained 0.40%....

Thursday, July 8, 2021

Recently, you may have seen headlines regarding the Securing a Strong Retirement Act, also referred to as the second version of the SECURE Act, or SECURE Act 2.0.As the bill moves from the House of Representatives to the Senate, many...

Tuesday, July 6, 2021

Strong employment reports and rising consumer confidence sent the stock market broadly higher last week.The Dow Jones Industrial Average rose 1.02%, while the Standard & Poor’s 500 picked up 1.67%. The Nasdaq Composite index...

Thursday, July 1, 2021

Simplifying the Advisor Relationship Financial advice and the financial advisory relationship should not be so complex that the essential elements of how you are doing and where you are going financially are either elusive or...

Tuesday, June 29, 2021

Stocks reached new all-time highs last week as markets staged a strong rebound from the previous week’s declines.The Dow Jones Industrial Average rose 3.44%, while the Standard & Poor’s 500 picked up 2.74%. The Nasdaq...

Thursday, June 24, 2021

Being a True Quarterback of the Planning Process: Governing by Time and Responsibility Charts & Financial Action Checklists Somewhat akin to the idea of recruiting in the appropriate allied professionals where needed and integrating...

Tuesday, June 22, 2021

New messaging from the Federal Reserve on interest rates and inflation last week led to a broad retreat in stock prices.The Dow Jones Industrial Average dropped 3.45% while the Standard & Poor’s 500 lost 1.91%. The Nasdaq...

Thursday, June 17, 2021

If there is a "silver lining" to all the inflation talk, it may be that Social Security benefits are expected to see a larger-than-normal increase in 2022.Preliminary estimates call for a 4.7% cost-of-living increase (COLA) in Social...

Tuesday, June 15, 2021

Stocks ended the week mixed as investors appeared to shrug off a hotter-than-expected inflation report. The Dow Jones Industrial Average slipped 0.80%, while the Standard & Poor’s 500 advanced 0.41%. The Nasdaq Composite index...

Thursday, June 10, 2021

Over Memorial Day weekend, gasoline prices hit the highest for this holiday weekend since 2014.1With the Colonial Pipeline outage in the rear-view mirror and an ever-increasing number of adults vaccinated, formerly cooped-up motorists...

Monday, June 7, 2021

A strong, but not too strong, employment report sparked a rally on the final day of trading, propelling stocks to a modest gain for the week.The Dow Jones Industrial Average climbed by 0.66%, while the Standard & Poor’s 500...

Thursday, June 3, 2021

With COVID, there were some who believed that progress on this health issue was a necessary precondition to economic recovery.In recent weeks, we have seen some promising trends emerge on the health front. The CDC is reporting the...

Tuesday, June 1, 2021

Optimism over the economic reopening and renewed enthusiasm for technology and other high-growth companies powered the stock market higher last week.The Dow Jones Industrial Average rose 0.94%, while the Standard & Poor’s...

Thursday, May 27, 2021

What does it mean when two of the most powerful voices in American financial life seem to be saying two different things?In one corner, we have the “Oracle of Omaha,” investor Warren Buffett. As one of the nation’s...

Tuesday, May 25, 2021

Stock prices fluctuated amid inflation concerns and bargain hunting, leaving stocks mixed for the week.The Dow Jones Industrial Average slipped 0.51%, while the Standard & Poor’s 500 dropped 0.43%. The tech-heavy Nasdaq...

Thursday, May 20, 2021

The San Diego Padres signed infielder Fernando Tatis, Jr., to a 14-year, $340 million contract roughly one year after the Los Angeles Dodgers inked outfielder Mookie Betts to a 12-year, $365 million deal. That brings the total to 8...

Tuesday, May 18, 2021

A surge in consumer inflation unsettled investors, leading to a turbulent week of trading on Wall Street.The Dow Jones Industrial Average slipped 1.14%, while the Standard & Poor’s 500 fell 1.39%. The Nasdaq Composite index...

Thursday, May 13, 2021

Investors looking for "green shoots" to confirm that the economy is on the mend have seen plenty of examples in recent weeks. Retail sales rose 9.8% in March, the largest monthly gain since May 2020. It's important to remember that...

Tuesday, May 11, 2021

Stocks closed mixed last week as signs of continued economic recovery and upbeat earnings helped some sectors while the struggles persisted for high-growth companies.The Dow Jones Industrial Average gained 2.67%, while the Standard...

Thursday, May 6, 2021

Recently, you may have seen reports that a record-low number of homes are available for sale—roughly 1.03 million nationwide. If you compare that to the average number of homes for sale during the past 10 years, it's no surprise...

Tuesday, May 4, 2021

Stocks meandered around a flatline in a busy week of corporate earnings, ending the trading week slightly lower.The Dow Jones Industrial Average slid 0.50%, while the Standard & Poor’s 500 was flat (+0.02%). The Nasdaq...

Thursday, April 29, 2021

There’s an old Wall Street maxim that says, “markets climb a wall of worry.” And these days, there’s plenty to worry about with the trend in long-term interest rates.The 10-year Treasury yield in recent weeks...

Tuesday, April 27, 2021

The crosscurrents of strong corporate earnings, rising global cases of COVID-19, and the specter of higher capital gains taxes led to a choppy week of trading that left stock prices slightly lower for the week.The Dow Jones Industrial...

Thursday, April 22, 2021

Among the many changes arising from the pandemic, one of the most noticeable was a change in American spending habits.A survey released in March 2021 by Pew Research shows that Americans have increasingly chosen to put away what extra...

Tuesday, April 20, 2021

Stocks reached record highs last week, riding the tailwind of improving economic data and a strong start to the earnings season.The Dow Jones Industrial Average rose 1.18%, while the Standard & Poor’s 500 gained 1.37%. The...

Thursday, April 15, 2021

Inflation has emerged as one of the top financial concerns for investors as they size up the economy for the rest of the year.According to research by Deutsche Bank, Google searches for “inflation” are rising rapidly and...

Tuesday, April 13, 2021

Strong economic data and a resurgent technology sector propelled stocks to solid gains last week.The Dow Jones Industrial Average advanced 1.95%, while the Standard & Poor’s 500 picked up 2.71%. The tech-heavy Nasdaq...

Tuesday, April 6, 2021

Overcoming a rocky start, stocks rallied into the close of a holiday-shortened week of trading as technology shares staged a powerful recovery and investors reacted positively to President Biden’s infrastructure spending...

Tuesday, March 30, 2021

A rocky week with wide price swings led to mixed results for stocks last week, as investors grappled with anxieties over economic growth and weakness in technology and other high-growth stocks.The Dow Jones Industrial Average added 1...

Thursday, March 25, 2021

Most people understand that stock prices don't go straight up. But when market volatility increases, the price action can test the mettle of even the most seasoned investor.In recent weeks, stock prices have trended lower with a few...

Tuesday, March 23, 2021

Rising bond yields and improving economic conditions led to a choppy week of trading that ended in modest losses for investors.The Dow Jones Industrial Average fell 0.46%, while the Standard & Poor’s 500 declined 0.77%. The...

Thursday, March 18, 2021

The acronym “SPAC” is showing up more often these days because there is some big money behind the revitalized investment approach.SPAC stands for Special Purpose Acquisition Company, and they are sometimes referred to as...

Tuesday, March 16, 2021

Stocks touched new record highs last week as bond yields steadied, a fiscal relief bill was signed into law, and confidence in a strong economic recovery grew.The Dow Jones Industrial Average gained 4.07%, while the Standard &...

Thursday, March 11, 2021

It can be easy to overlook the nation’s solid economic fundamentals when the financial media splashes stories every day about an army of amateur traders, short-selling mania, and initial public offerings (IPOs) that double in...

Tuesday, March 9, 2021

Stocks were mixed last week as rising bond yields and heightening inflation fears sent stocks on a wild ride, capped by a remarkable Friday afternoon rally.The Dow Jones Industrial Average gained 1.82%, while the Standard &...

Thursday, March 4, 2021

At this time last year, it was still unknown that a deadly global pandemic was on the rise, eventually stalling economic growth and sending crude oil prices into negative territory. But recently, oil prices have surged, with crude...

Tuesday, March 2, 2021

Stocks dropped amid rising long-term bond yields, with sharp declines in high-valuation growth stocks leading the overall market lower.The Dow Jones Industrial Average slipped 1.78%, while the Standard & Poor’s 500 declined...

Thursday, February 25, 2021

While many in the United States are beginning to receive vaccinations and people are starting to foresee a life after COVID-19, it remains clear that things aren’t yet back to normal. As a result, there has been a great deal of...

Tuesday, February 23, 2021

Rising bond yields dampened investor enthusiasm for high-multiple growth companies last week, sending market averages mostly lower in a holiday-shortened week of trading.The Dow Jones Industrial Average gained 0.11% for the week. But...

Tuesday, February 16, 2021

Stock prices inched higher last week amid declining COVID-19 cases, a pick-up in vaccinations, and progress on a fiscal relief bill.The Dow Jones Industrial Average gained 1.00%, while the Standard & Poor’s 500 rose 1.23%....

Thursday, February 11, 2021

Every February, Americans celebrate Black History Month. This year, we invite you to join us in remembering the accomplishments of black citizens, past and present, which are an integral part of American history.Whether it’s the...

Tuesday, February 9, 2021

Stocks notched strong gains last week, paced by a string of solid economic reports and consensus-beating corporate earnings.The Dow Jones Industrial Average gained 3.89%, while the Standard & Poor’s 500 advanced 4.65%. The...

Thursday, February 4, 2021

You may have heard the news about stocks for certain companies suddenly ballooning, quickly going from lunch money prices to several hundred dollars a share. In one case, the shares rose over 1700% since December 2020.1 So, what...

Tuesday, February 2, 2021

Despite strong corporate earnings, stock prices closed lower after a volatile week of trading triggered by unprecedented activity in a handful of companies.The Dow Jones Industrial Average lost 3.27%, while the Standard &...

Tuesday, January 26, 2021

Anticipation of a new fiscal stimulus and improved vaccine distribution powered stocks to fresh record highs last week with technology stocks leading the way.The Dow Jones Industrial Average gained 0.59%, while the Standard &...

Tuesday, January 19, 2021

Markets drifted lower last week as uninspired investors digested mixed news on the economic front.The Dow Jones Industrial Average lost 0.91% while the Standard & Poor’s 500 slid 1.48%. The Nasdaq Composite index stumbled 1...

Thursday, January 14, 2021

As election season draws to a close, it's a great time to review what type of legislative support would be needed to pass certain policy proposals that may come forward from the Biden Administration.It's important to remember that...

Tuesday, January 12, 2021

Shrugging off COVID-19 infections and the disruption at the Capitol on January 6, stocks powered higher to kick off a new year of trading.The Dow Jones Industrial Average gained 1.61%, while the Standard & Poor’s 500...

Wednesday, January 6, 2021

Stocks moved higher during a holiday-shortened week of trading, capping off a turbulent, but otherwise strong year for equity investors.The Dow Jones Industrial Average gained 1.35%, while the Standard & Poor’s 500 increased...

Tuesday, December 22, 2020

Stocks climbed higher amid the COVID-19 vaccine rollout and an improving outlook for a fiscal stimulus bill.The Dow Jones Industrial Average, which has lagged all year, gained 0.44%. The Standard & Poor’s 500 picked up 1.25%...

Thursday, December 17, 2020

The start of the holiday shopping season can provide important clues about the economy's state and, more importantly, overall consumer confidence. So far, the results have been a “mixed bag” with empty malls and busy...

Tuesday, December 15, 2020

Stocks retreated last week on rising COVID-19 infections and slow progress on an economic relief bill.The Dow Jones Industrial Average dipped 0.57%, while the Standard & Poor’s 500 dropped 0.96%. The Nasdaq Composite index...

Thursday, December 10, 2020

Your investment strategy is a lot like a marriage. One day you may feel like everything’s going swimmingly. The next day, there might be an argument over who forgot to load the dishwasher. And even the best marriages and...

Tuesday, December 8, 2020

Stocks marched higher last week on an improving outlook for the passage of a fiscal stimulus package.The Dow Jones Industrial Average rose 1.03%, while the Standard & Poor’s 500 tacked on 1.67%. The Nasdaq Composite index...

Thursday, December 3, 2020

As the United States sees a rise in cases of COVID-19 across the nation, news of two promising vaccines out of hundreds being tested has offered a ray of hope for a fatigued world.1A positive reaction to these vaccines affects every...

Wednesday, December 2, 2020

Stocks surged last week, ignited by another COVID-19 vaccine announcement, encouraging economic data, and the easing of political uncertainty.The Dow Jones Industrial Average rose 2.21%, while the Standard & Poor’s 500 added...

Thursday, November 19, 2020

On October 13, 2020, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 1.3 percent cost-of-living adjustment (COLA) for 2021. This adjustment will begin with benefits payable...

Tuesday, November 17, 2020

Despite news of another COVID-19 vaccine candidate, stocks were mixed amid investor anxiety over an increase in new infections and economic lockdowns.The Dow Jones Industrial Average fell 0.73%, while the Standard & Poor’s...

Tuesday, November 17, 2020

News of a COVID-19 vaccine ignited a rally in economically sensitive stocks and a broad retreat in technology companies last week, though enthusiasm was tempered by reports of rising new infections and fresh lockdowns.The Dow Jones...

Thursday, November 12, 2020

With all the election chatter and stock market volatility, it may have been easy to miss the ongoing uptrend in long-term interest rates.The yield on the 10-year Treasury bond is sitting just below 1%. Just a few short months ago, the...

Tuesday, November 10, 2020

Stocks soared last week as investors anticipated that a split Congress would raise legislative hurdles to changing corporate taxes and adjusting regulatory oversight of big technology companies.The Dow Jones Industrial Average jumped...

Thursday, November 5, 2020

On October 26, the Treasury Department released the 2021 adjusted figures for retirement account savings. Although these adjustments won’t bring any major changes, there are some minor elements to note. 401(k)sThe salary...

Tuesday, November 3, 2020

Stock prices dropped last week as hopes for a fiscal stimulus bill faded and investors focused on rising COVID-19 infections, here and abroad.The Dow Jones Industrial Average slid 6.47%, while the Standard & Poor’s 500...

Thursday, October 29, 2020

It’s a startling statistic. 45% of consumers with $100,000 or more investable assets expect to make changes to their investments due to the upcoming 2020 presidential election.1Publish Second-guessing your investment strategy is...

Thursday, October 29, 2020

As the U.S. presidential election draws near, expect to see more and more headlines that propose, "What will happen next if this person is elected?" or, "What policy changes to prepare for in the next four years?"In reality, however,...

Wednesday, October 28, 2020

The failure to reach an agreement on a new fiscal stimulus bill soured investor sentiment and sent stocks modestly lower for the week.The Dow Jones Industrial Average fell 0.95%, while the Standard & Poor’s 500 lost 0.53%....

Thursday, October 22, 2020

It should come as no surprise to hear the economy is the top issue for voters in the 2020 election. Nearly 8 in ten voters say that the economy will be very important to them when they cast their votes.1But when voters say...

Tuesday, October 20, 2020

Stocks treaded water last week amid fading prospects for a stimulus bill, fears of a second wave of COVID-19 cases, and increasing political and regulatory pressures on Big Tech companies. The Dow Jones Industrial Average added just 0...

Thursday, October 15, 2020

The Dow Jones Industrial Average (DJIA), one of the most widely followed stock market indices, has made some key changes to its starting lineup.Salesforce.com, Amgen Inc.and Honeywell International Inc. have replaced Exxon Mobil Corp....

Tuesday, October 13, 2020

Stocks staged a powerful rally last week, riding a wave of optimism over the prospect of the passage of a new fiscal stimulus bill.The Dow Jones Industrial Average rose 3.27%, while the Standard & Poor’s 500 increased 3.84%....

Thursday, October 8, 2020

Medicare’s open enrollment period runs from October 15 to December 7. If you are enrolling in Medicare for the first time, give yourself plenty of time. You may discover that it is much more complex than an employer-sponsored...

Tuesday, October 6, 2020

Stocks advanced last week, propelled by hopes that legislators may reach an agreement for a new fiscal stimulus package and optimism generated by a few corporate deal announcements and initial public offerings.The Dow Jones Industrial...

Thursday, October 1, 2020

As the U.S. presidential election draws near, expect to see more and more headlines that propose, "What will happen next if this person is elected?" or, "What policy changes to prepare for in the next four years?"In reality, however,...

Tuesday, September 29, 2020

Stocks were mixed last week as worries that stretched from Washington D.C., where prospects of a new fiscal stimPublishulus bill dimmed, to Europe, which saw an increase of new COVID-19 cases. The Dow Jones Industrial Average declined...

Thursday, September 24, 2020

To some, this may hardly feel like an economy headed for a bright future. But don’t tell that to home builders. Builder confidence in August jumped to an eye-popping 78 in August, according to the Housing Market Index courtesy...

Tuesday, September 22, 2020

Stocks slipped as the technology sector remained under pressure and a mid-week announcement by the Federal Reserve failed to inspire investors.The Dow Jones Industrial Average declined 0.03%, while the Standard & Poor’s 500...

Thursday, September 17, 2020

Football is back, which means Summer is coming to a close, days will get shorter, and sweaters will soon be in play. This year, there was no pre-season, so professional football started in September, which coincidentally, is a...

Tuesday, September 15, 2020

Stocks traveled a volatile path last week as investors appeared concerned about the upcoming elections, an uncertain economy, and more delays with additional fiscal stimulus.The Dow Jones Industrial Average slid 1.66%, while the...

Thursday, September 10, 2020

Two high-profile companies—Apple and Tesla—have announced stock splits in the past few weeks, which makes it a great time to discuss what’s involved when a company announces a stock split.Remember, any companies...

Tuesday, September 8, 2020

A late week sell-off sent stocks broadly lower as investors took some profits after stocks reached all-time highs earlier in the week.The Dow Jones Industrial Average slid 1.82%, while the Standard & Poor’s 500 slumped 2.31%...

Thursday, September 3, 2020

In the era of COVID-19, and the financial woes it has created, I often get asked, “Why is the stock market holding up so well when the economy appears to be struggling?”To understand why the markets react — or...

Tuesday, September 1, 2020

Stocks advanced relentlessly last week on positive COVID-19 developments, encouraging economic data, and a supportive policy shift in the Fed’s approach to its target inflation rate.The Dow Jones Industrial Average increased by...

Thursday, August 27, 2020

One of my favorite Wall Street quotes is from Mark Twain, who said: “October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June,...

Tuesday, August 25, 2020

Stocks powered to another week of gains as the S&P 500 and Nasdaq Composite set multiple new record highs along the way.The Dow Jones Industrial Average was essentially unchanged while the Standard & Poor’s 500 rose by 0...

Thursday, August 20, 2020

In our uncertain climate, it’s unsurprising that when American investors are thinking about their financial strategy, that the topic of life insurance comes up. For some, it’s always been front of mind. For younger...

Tuesday, August 18, 2020

Stock prices drifted higher in an otherwise quiet news week, as a slowdown in new COVID-19 cases outweighed a Congressional impasse on a new fiscal-spending measure.The Dow Jones Industrial Average gained 1.81%, while the Standard...

Thursday, August 13, 2020

Lately, it can feel like each day brings a new headline about fluctuating market behavior. But amid the ups and downs of 2020, there may be some potential good news on the horizon. On July 16, 2020, the interest rate for a 30-year...

Tuesday, August 11, 2020

Overlooking stalled efforts by Congress to pass a new fiscal stimulus bill, stocks marched higher last week with the Dow Jones Industrials leading the way and the NASDAQ Composite setting multiple fresh record highs. The Dow Jones...

Wednesday, August 5, 2020

Stocks were mixed last week amid a busy week of earnings, some troubling economic data, and seemingly little progress on a new fiscal stimulus package.The Dow Jones Industrial Average slipped 0.16%, while the Standard &...

Tuesday, October 29, 2019

1-Minute Video: With a traditional IRA, you may qualify for a tax deduction when you invest your money. But later, when you take the money out in retirement, all those distributions are taxed. The Roth IRA is the opposite. It has no...

Friday, October 25, 2019

1-Minute Video: In a “regular” mortgage, you make monthly payments to the lender. In a “reverse” mortgage, you receive monthly payments from the lender, and generally don’t have to pay it back for as long...

Tuesday, October 22, 2019

1-Minute Video: Here’s how laddering works. This strategy is based on the investment principle that the longer you commit your money, the higher your rate of return will be. For instance, A 5 year CD pays more than a 1 year CD. A...

Friday, October 18, 2019

1-Minute Video: Divorce has a psychological, emotional and financial impact on an entire family. The financial impact can be considerable as income changes and costs for support rise. Be prepared. Statistics show that only 42% of...

Tuesday, October 15, 2019

1-Minute Video: Statistics say there is a seventy percent chance that you or your spouse will experience a need for long-term care! Long-term care includes a range of services and supports you may need to meet your personal care needs....

Friday, October 11, 2019

1-Minute Video: Dollar cost averaging is a stock market investing technique where you buy a fixed dollar amount of a particular investment on a regular schedule, regardless of the share price. More shares are purchased when prices are...

Tuesday, October 8, 2019

1-Minute Video: Here are some tips to help you lessen your tax burden at the end of the year. First, be aware of any tax changes that will take place in the new year so you can use them to your advantage. Review your cost basis so you...

Sunday, October 6, 2019

1-Minute Video: A credit score is a 3 digit number based upon a number of factors from your financial activities. It is used to determine your creditworthiness for a mortgage, auto loan or credit card. A company called FICO creates...

Friday, September 13, 2019

Inventorying Your Possessions It is helpful for insurance purposes. It’s great to have insurance against damage and loss, but if you can’t show proof of your possessions, it may result in a protracted settlement process...

Saturday, September 7, 2019

1-Minute Video: People often ask us, “How long will it take to double my money?” You can find the answer with the rule of 72. Here’s how it works. Compounding interest is the interest you earn on a growing amount of...

Wednesday, September 4, 2019

1-Minute Video: The average American household debt is increasing. Some debt is good, but some debt is bad. Good debt includes borrowing for a home or college education. Good debt is often defined as debt that can help you generate...

Friday, August 30, 2019

1-Minute Video: Various financial industries strive to create standards of excellence through accreditation programs. When choosing a Financial Advisor, here are some designations you should look for. A CFP is a Certified Financial...

Monday, August 26, 2019

A Decision Not Made is Still a Decision Indecision can lead to no decision. Investment inaction is played out in many ways, often silently, invisibly, and with potential consequence to an individual’s future financial security....